In 2003, if you have reached full retirement age (currently 65 years and 6 months), you are entitled to receive all of your Social Security benefits regardless of the amount of your earnings. If you apply two or three months before your retirement month, your checks start for the month you retire. If you have an advance directive but change your mind, perhaps at a hospital, you may revoke your directive orally or by creating a new advance directive encompassing your most recent wishes. This collateral is usually a second mortgage on your home or the title of your car. Residents may also be transferred or discharged if required by the department of health. Wage credits are available for World War II and post-World War II service, unless you are eligible for another federal benefit based on such service. Many older Americans treat the joint bank account as an inexpensive and convenient device among family members so that when one is incapacitated, the other can still have access to property. In NYC, tenants may contact the NYC Department of Finance at 311. The law provides for payment to your conservator from your estate. Under other circumstances your real estate may be sold at a sheriffs sale to satisfy the judgment. Part A Medicare is primarily hospital insurance. Assets that are not governed by your will are known as non-probate property. If you have been . When a landlord/sponsor intends to convert a rental property to a condominium or cooperative, the Township Clerk must be notified of the intention. This plan provides pharmaceutical assistance to New Jersey residents whose income is too high for PAAD, but is not enough to adequately cover their prescription expenses each year. No action for possession shall be brought pursuant to this subsection against any senior citizen tenant or disabled tenant with protected tenancy status pursuant to the "Senior Citizens and Disabled Tenancy Act," P.L.1981, c.226 (C.2A:18-61.22 et al), or against a qualified tenant under the "Tenant Protection Act of 1992," P.L.1991, c.509 Chen would like to see lawmakers tackle some broader housing legislation to benefit tenants, like exploring rent increase control, tax credits for families, and more funds forrental and utility assistance. The person making such a report is immune from civil and criminal liability arising from the report. 4 : 5 : BE IT ENACTED : by the Senate and General Assembly of the : 6 : State of New Jersey: . Lawmakers want to extend the time senior citizens and people with disabilities have certain tenancy protections under state law. d. Tenants receiving notice under section 3 g. of P.L.1974, c. 49 may request of the landlord within 18 full months after receipt of such notice, and the landlord shall offer to the tenant, personally or through an agent, the rental of comparable housing or park site and a reasonable opportunity to examine and rent such comparable housing or park site. The court shall authorize 1-year stays of eviction with reasonable rent increases until such time as the court is satisfied that the tenant has been offered comparable housing or park site and provided a reasonable opportunity to examine and rent such housing or park site as requested pursuant to this section. Both landlords and tenants may print copies directly from this website for distribution. If you fail to make your loan payments, a secured creditor is entitled to satisfy the debt by repossessing the item you purchased or promised as collateral if it is personal property, and to file a foreclosure action in court if it is real estate. Missing any of the time limits (without good cause) for filing an appeal means that the right to appeal may be lost. It is important to notify Social Security promptly about changes that could affect your checks. Can I have a direct deposit of my social security check? It would be prudent to name a substitute agent in the document to carry out your wishes in the event the agent named is unable to do so. f. The landlord of a building with three apartments or less wants to personally move into your apartment or sell the building to a buyer who wants to live in your apartment and the contract for sale calls for your apartment to be vacant at the time of closing (legal action may be started after a second legal notice). If you wait until full retirement age to apply, you generally get back payments up to six months, but not before the month you reach full retirement age. What is the NJ EASE (New Jersey Easy Access, Single Entry)? ), notwithstanding the provisions of subsection a. of this section, where the court has jurisdiction pursuant to that subsection, whether by virtue of the authorization by the court of a stay of eviction or . A person who has reasonable cause to believe that a vulnerable adult is subject to abuse, neglect or exploitation may report the information to the county adult protective services provider or the local police. It is most advisable, however, to consult an attorney when considering joint ownership of property, the inter vivos trust, the durable power of attorney, and the other legal choices listed in this booklet. The law requires Social Security to try to recover overpayments. The law also protects a disabled person who is totally and permanently unable to work because of a physical or mental impairment or blindness when that person also meets the income standards and has lived in the building for at least one year. 0000001734 00000 n For many tax types, you . Senior citizens and disabled Protected Tenancy Act--applies to conversion of mobile ohme parks. The tenant would otherwise qualify as a senior citizen tenant or disabled tenant pursuant to that amendatory and supplementary act, except that the building or . However, such residents are entitled to at least 30 days advance written notice of a transfer or discharge from the facility. How do I know if I have been discriminated against? Additionally, except in an emergency, residents of RHCFs may only be removed from the premises (1) for medical reasons; (2) for their welfare or the welfare of other residents; (3) for non-payment of rent; or (4) for repeated violations of the facilitys written rules and regulations. Advance directives must be signed in the presence of two witnesses or in the presence of a notary. b. Within 30 days of receipt of the deposit, written notice must be provided to you by the landlord identifying the bank where the deposit is being held. The amount of that deposit may not exceed 11.2 months rent. During this period of inquiry, the creditor is prohibited from threatening your credit rating. A durable power of attorney for medical care, also called a proxy directive, is a document in which you designate someone trustworthy to make those health decisions for you should you become unable to make them yourself. hmo0}v"UHX`)$(q7wvb*r|>` Seniors and their families can also obtain information about in-home services such as friendly visiting, telephone reassurance, chore services, home health care and home-delivered meals. U.S. Department of Housing and Urban Development 451 7th Street, S.W., Washington, DC 20410 T: 202-708-1112 Therefore, when the rent stabilized tenant receives a SCRIE subsidy, the roommates share should be computed from the amount that is paid by the tenant. We ask that you edit only for style or to shorten, provide proper attribution and link to our web site. ) 63. Like all loans and contracts, home equity conversions involve fees, penalties and obligations as well as the benefits. Prompt reporting of changes may avoid overpayment problems. The state law prohibits discrimination in employment opportunities and in access to any place of public accommodation, publicly assisted housing accommodation and other real property because of race, creed, color, national origin, ancestry, age, marital status or sex. If Medicare refuses to pay for something, you have the right to appeal the decision. What is the status of federal law on age discrimination? The complaint to the ombudsman can be made anonymously or, if you give your name, it can be kept confidential if you so request. All appeals must be filed within 60 days of the date of the decision that you are appealing unless you have a good cause for filing late. You may want to get in touch with your insurance agent or the office where you pay health insurance premiums to discuss your health insurance needs in relation to Medicare protection. xb```)@(aB`tCFp ,Z g n4'g Proper documentation of the status change must be shown in order to raise benefit levels. This includes utility customers as well as tenants whose utility bills are included in their rent. The statute includes additional prohibitions against discrimination on the basis of age by employment agencies and labor organizations. Section 1. ?J. Medicare insurance helps pay for acute illness situations and not for long-term or custodial care. New Jersey Monitor provides fair and tough reporting on the issues affecting New Jersey, from political corruption to education to criminal and social justice. The debt collector must then stop telephoning you and cease all other communications, except to notify you that he or she is taking other action, such as filing a lawsuit. What is PAAD (Pharmaceutical Assistance to the Aged and Disabled)? If you wish to make your medical preferences known now, when you are competent, so that your wishes will be known should you be unable to express them yourself, you should consider putting them in writing through an advance directive for healthcare. Please see our republishing guidelines for use of photos and graphics. "Senior citizen 'tenant" means a person who is at least : 62 : ), except that all notice and other times set forth therein shall be calculated and extend from the date of the expiration A durable power of attorney ends at your death unless you revoke it during your lifetime. A secured creditor has a lien or security interest in your real estate or an item of personal property. c. Destruction, damage or injury to premises willfully or through gross negligence (legal action may begin three days after written notice). This Fact Sheet contains information on eviction protections for disabled persons. No hearing is required. 84. Most creditors will cooperate because it is usually quicker than going through the court process. The specific arrangement is often dictated by tax considerations. ?R#)4x:8sE1*q|?D?M`t2; rE As a result of the COVID-19 pandemic, relocations have sharply increased, the lawmakers say in the bill, which also notesthere are limited housing units that are properly equipped for what somepeople with disabilitiesneed, like ramps for wheelchairs. There are differences, however, between the federal and state laws. These lawyers help persons over 60 on a low or fixed income by providing the initial 30-minute consultation free of charge. 75. If you find something unfavorable in your history that you do not agree with, you are entitled to submit an explanation, which must be made a part of your credit history. [1981], c. [226] (C. [2A:18-61.22 et seq.] The two physicians, the court-appointed attorney (who advocates the position of the alleged incapacitated), the attorney who represents the petitioner in the guardianship action, and possibly a lawyer, known as a guardian ad litem (who represents the alleged incapacitated in a neutral, investigative capacity), will have their services paid by the incapacitated persons estate. In most cases, wills are not read until the deceased has already been buried, so making plans with the funeral director and letting your family know which funeral home has your instructions is advisable. For more information, seeFact Sheet #21. Usually determination is made on the basis of a doctors note. The relationship between the child and the grandparent; b. Eligible Senior Citizens with a fixed income may qualify to have their rent frozen under the S.C.R.I.E program. The first bill (S2961) would extend the protection period under the Senior Citizen and Disables Protected Tenancy Act, which aims to protect senior citizens and people with disabilities from being pushed out of their apartments when they are converted into condos or co-ops. 70. What can be done if Social Security benefits are stopped? -X,L!2 W The real question is: How much can you earn and still get retirement checks? Your rate will depend on your age and the amount of earnings reported for you. The operator of a boarding house must make sure that a written notice of the rights of boarding home residents is given to every resident upon admittance to the boarding home and to each tenant already living there. Medicare will then review your appeal and send you its decision. 1981, c.226 (C.2A:18-61.22 et seq. That person must be bonded so that if your assets are misappropriated, you would have recourse against the bonding company. It is best to first call your landlord and then send a letter confirming the details of your conversation. In fact, Social Security cannot take any action to collect an overpayment until it has first notified you in writing of the total amount owed, the action being taken by Social Security, and the time allowed for bringing an appeal. You can explore additional available newsletters here. there are limited housing units that are properly equipped for what somepeople with disabilitiesneed, like ramps for wheelchairs. ) You can also ask the Social Security Administration to withhold a smaller amount from each check rather than to have an entire check stopped. How can I make sure my wishes for my funeral are carried out? Both were introduced last week by Hudson County Democrats Sens. 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senior citizens and disabled protected tenancy act