He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor. General fees and features: $4.99 to $9.98 per month, depending on selected plan (more expensive plans include features like investing education and identity theft protection); no costs for activation, inactivity or account closure. Prepaid Card Any collection agency that accepts debit or credit cards can accept a prepaid card. Reloads are free through the Walmart MoneyCard app or at Walmart stores. . Ink Business Cash vs. Downsides: Theres no access to a nationwide retail network for adding cash; the card is only available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and West Virginia; and the card doesnt have a separate savings feature. Unlike with a credit card, you load funds onto prepaid cards before use. . The content has not been reviewed, You can reload the card at more than 130,000 Netspend reload network locations. Not reloadable. It goes to an FDIC-insured Checking account connected to the Chime app. Most prepaid cards will provide some services of a traditional checking account -- you can usually set up direct deposits, pay bills or deposit checks on your phone. Prepaid cards with $0 purchase price. Find our top partner offers for the best prepaid debit cards with the lowest fees and the most features below. You can also receive instant transaction alerts and lock your debit card if you lose it. Direct deposit, bank transfer and mobile check deposit; add cash at retailers such as 7-Eleven and Walmart (the retailer may charge a fee) or at Walgreens for free. We evaluated 70 reloadable prepaid debit cards (see list below). She earned a bachelor's degree in history from the University of California, Berkeley and a master's degree in social sciences from the University of Chicago, with a focus on Soviet cultural history. Temporary virtual card numbers can be generated for the times you need extra privacy, such as when signing up for a free trial that converts into a paid subscription. Not to be confused with the free reload card, the Serve American Express Prepaid Debit Account helps you earn cash back for purchases you would be making anyway -- a true rarity for a prepaid card. Carrying the plastic card is also safer than having cash in your pocket. Monthly fee:$0ATM Fee:Free in-network,$2.50elsewhereReload fee:Free at Walmart, $3.95 at participating retailersCash reload limits:$20 to $1,999 once your card is activated; $1 to $500 for temporary cardsOther fees:No account inactivity or card replacement feesReload locations: Over 30,000. Scroll down for more detail on each account. Walmart Money Cards. You can also easily transfer funds to friends and family members who have a Movo account. Best with No Monthly Fees: Brinks Prepaid Mastercard. It works with Apple Pay, and there are no transaction fees, foreign transaction fees or overdraft fees. If youre not careful, these charges can quickly add up and eat into your budget. This low-fee prepaid card is ideal for those who frequent Walmart. ", "Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.". Charges a $4.95 monthly fee. How will we know if we're fulfilling our mission? Up to 5 subaccounts, no international ATM withdrawal fee. Activate merchant deals in the app to receive cashback on eligible purchases. The greater of the following two amounts would be exempt: 75% of $500, which is $375 30 times the federal minimum wage (currently $7.25 an hour), which is $217.50 Since $375 is the greater amount,. Using a prepaid card is often safer and more convenient than carrying around cash, but cardholders dont enjoy the same perks and those with even entry-level credit cards. The Annual Percentage Yield (APY) for the Chime Savings Account is variable and may change at any time. The one drawback to this card is that there are no free ATM withdrawalsthey cost $2.50 each. We dont charge you for our services. offer convenience and dont charge many fees. No usage fees. Utilize card payments without needing to connect your bank account. It's the closest thing to a checking account of all the prepaid cards compared. Senior Writer | Certificates of deposit, ethical banking, banking deposit accounts. How to pick the best prepaid debit card for you? Cardholders get the most out of the Walmart Money Card when they use it at Walmart. 1Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account to into your savings account. The funds you add to the card are available right away for spending. And parents and teens can receive text alerts when certain transactions occur. This prepaid, reloadable card is family-friendly. His work has been featured by The Washington Post, USA Today, The Associated Press and the Los Angeles Times, among others. Monthly fee:$0ATM Fee:$2Reload fee:NoneCash reload limits:Two deposits per day (up to $4,000) and no more than four deposits per rolling 30-day period (up to $8,000)Other fees:Order a physical Cash Card for $2.95Reload locations:3.5 million in-network ATMs; participating retailers. She previously worked as an editor, a writer and a research analyst in industries ranging from health care to market research. Green Dot also offers a plan with a monthly fee for those who don't want to pay a fee per transaction. This keeps the monthly fee down to $5 with no transaction fees. Make purchases anywhere Visa Debit cards are accepted. A prepaid debit card for international travel also lets consumers make more secure purchases when spending abroad. ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. Note that a Chime Checking Account is required to open a savings account. The RedCard pays 5% cash back on all purchases at Target. Prepaid debit cards might have fees or limits on deposits and withdrawals. Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. Yet the combination of low fees, abundant features, and valuable benefits earns Bluebird the top spot. Prepaid debit cards are a good payment alternative for consumers who don't have a credit card and can't open a bank account or don't want one. Green Dot is a prepaid and reloadable debit card company that allows customers to pay rent and send out other payments. You can purchase and fund Green Dot prepaid debit cards at Walgreens and Rite Aid stores. Here are our picks for the best prepaid debit cards of 2023. You can use the card wherever its network is accepted. ATM withdrawals: $2.50 fee, plus any operator fees. The more significant difference between a prepaid or reloadable debit card and a credit card is that prepaid cards only give the cardholder access to their balance of preloaded funds. Unsubscribe at any time. Banking services provided by The Bancorp Bank, N.A. This keeps the monthly fee to just $5, with no fees for purchase transactions. RushCard is a prepaid Visa card that lets consumers load their own money onto the card. Regardless, all the cards issuers are banks that insure consumers money through the Federal Deposit Insurance Corp. No cards above have overdraft fees. The downside is that the $6.95 monthly fee cant be waived, even with direct deposit. Payments can be split across multiple accounts. Still, there are many prepaid debit cards that charge outrageous fees, offer limited benefits, or both. Be sure to carefully read the terms and conditions of any card before purchasing. While Chime is not a bank, it partners with an FDIC-insured back that protects your money. Prepaid debit cards are traceable to an individual. Once you open and fund your account, you can then create virtual debit cards in an amount that you choose. Generally, yes. And for good reason. To learn more about our rating and review methodology and editorial process, check out our guide on How Forbes Advisor Reviews Banks. But prepaid cards come with a number of fees you should keep your eye on, such as a monthly or reload fee. All ratings are determined solely by our editorial team. Top 5 Best Prepaid Debit Cards 2023. But generally, the options include adding cash at a retail register (often for a fee), adding funds by using an app to make a mobile check deposit, and by direct deposit, card-to-card transfer and bank transfer. Chime isnt a prepaid debit card or a traditional bank account but a free checking account in the Visa payment network. This compensation may impact how or where links appear on this site. Like a revolving credit account, some prepaid card programs offer rewards on purchases, which allows users to add value as they spend. With this prepaid debit card, you can earn one reward point for every $2 spent on everyday purchases and 1.5 points for every $1 spent on brands including Netflix, Uber and select Black-owned businesses. Here's why: A lot of prepaid cards charge various fees. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. Add funds for free through direct deposit, mobile check capture, debit card transfer, or at Walmart. ONE VIP rewards never expire. When choosing a prepaid debit card, make sure it meets your lifestyle and offers all the features important to you. Here are the 5 best prepaid debit cards of 2022: Best overall: Bluebird American Express Prepaid Debit account. Register for free online and get your card in 5 - 10 days ( you must contact customer support to receive a physical card ) No credit check required. financial product comparisons. Charges a $9.95 monthly fee and $3 ATM fee. The Walmart MoneyCard offers its shoppers up to $75 per year in cash-back rewards: 3% for purchases made at Walmart.com and in the Walmart app, 2% at Walmart fuel stations and 1% at Walmart stores. Where multiple card plans existed, only the basic monthly fee plan was considered. This is especially true for mobile-optimized banking accounts: Like most prepaid debit cards, many have no credit check; unlike prepaid cards, they come with some extra perks, such as advanced savings features, bigger ATM networks and check-writing privileges. To determine which cards made our list, we considered each cards fees and features. Chat with a ConsumerAffairs decision guide. Unsubscribe easily. His work has been featured by USA Today and the Los Angeles Times. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Pre-qualified offers are not binding. Any opinions, analyses, reviews, or recommendations expressed in editorial content are those of the authors alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. Sign up to receive our free weekly newsletter. Cardholders can make secure deposits through the Green Dot apps check capture feature, reload at the register or deposit funds through MoneyPark. Do not sell or share my personal information. She owns and operates a small digital marketing and public relations firm that works with select startups and women-owned businesses to provide growth and visibility. ConsumerAffairs is not a government agency. You can use these cards at any online or physical location that accepts debit cards. Message. Other prepayment plans also offer a discount. Plus, Regions Bank waives the $5 monthly fee if you use the card to make at least seven purchases during a statement period. Best Savings Accounts For Digital Banking, ATM Withdrawal Limits: What You Need To Know, How To Switch Banks: A Step-By-Step Guide, ACE Elite Visa Prepaid Debit Card (Pay As You Go), No fee for cash reloads at Regions Bank branches and ATMs, $5 monthly fee if you make fewer than seven purchases per statement cycle, Mobile load fee of 1% to 4% of the check amount (minimum $5), Donates to charities supporting communities of color, Must accumulate $25 in rewards points to redeem them, 4% foreign transaction fees (higher than the typical 3%), Domestic cash withdrawals are only free if you receive direct deposits, The pay-as-you-go plan charges more than competitors, No maintenance fee if you receive $500 or more in monthly direct deposits, Cashback rewards at participating merchants, Requires income information and two years of address history, Transferring money from your checking account or another prepaid card, Directly depositing your paycheck onto the card, Loading physical cash onto the card at approved retailers or the financial institution that provided the card, Purchasing a reload pack to add a specific amount to the card. The Bluebird by American Express prepaid debit card has the lowest fees of all the cards on this list. Looking for a traditional spending account? Four cards are free on the monthly plan, but more can be added for a one-time $3 fee per card. Find out more here. Some require photo identification and charge an activation fee up to $10 for loading the initial funds onto the card. ATM withdrawals: Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee. Finally, get paid up to 2 days faster with direct deposit. Parents can also control whether their child can use the card at an ATM. Walmart MoneyCard - Best for Walmart Shoppers. American Express Serve offers three prepaid debit card options. : Direct deposit; bank transfer; PayPal, Apple Pay, Venmo and Square Cash transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that participate in the Reload @ the Register, MoneyPak and Mastercard rePower networks (about $5 retail fee). Downsides: No free ATM network; maximum monthly fee is higher than average; no mobile check deposit feature. It's easy to get a Visa Prepaid card and there's . In some cases, most fees can be avoided based on how you use the card. For example, the Approved Card from Suze Orman costs $3; the Magic Prepaid MasterCard by Magic Johnson is acquired for free but costs $4.95 to set up; the AARP . Prepaid reloadable debit cards, sometimes called prepaid credit cards, offer an alternative to both credit cards and bank accounts. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. There are two plans to choose from starting at $20 a month or $200 a year. Besides Bankrate.com, her work has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and SimpleDollar.com. FamZoo Prepaid Card: Best for parents (tie).. So how do we make money? With no monthly fees, this plan only charges $1.50 per purchase. We examined nearly 70 options to help you find the best prepaid debit cards. Reload card with direct deposit, a mobile check, reload locations or funds transfer. Charges monthly fees up to $7.95 and ATM fees up to $2.50. Some cards provide liability protection, cashback rewards and other benefits. $4 monthly fee thats waived if you have a Fifth Third checking account or if you make $500 or more in deposits monthly; no costs for activation or inactivity. For regular debit cards, the funds for your payments are taken directly from your checking account as you make payments. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. As long as you have a card, you can reload it online or at a retailer. The company has 135,000 locations around the country. Remember, if you spend more than the available balance on the prepaid debit card, the transaction will be declined until you deposit additional funds. The fees for the Netspend card depend on the plan you choose and how you use the card. You can create a family account with up to 4 additional cards, and setting spending limits on each card. Best for no monthly fees: Bluebird American Express Prepaid Debit Account. Offers travel protection and 24/7 customer service. Plus, you don't have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. No cash back at retailers. Charges a monthly plan fee of $4.95. aseptic technique ampoule; deaths in hardeman county tn; hydro dipping hertfordshire; trove gem calculator; abandoned places in orange county ny; buford's message to reynolds gettysburg 1863 No minimum balance required. ATM withdrawals: No charge from FamZoo, but ATM withdrawals will still cost you: Since FamZoo doesn't have any of its own ATMs, third-party ATM operator fees can apply. . Netspend has more than 70,000 distribution locations and 130,000 places to reload cards. Reload methods: Direct deposit; bank transfer; PayPal, Apple Pay, Venmo and Square Cash transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that participate in the Reload @ the Register, MoneyPak and Mastercard rePower networks (about $5 retail fee). It is accepted anywhere that Visa debit cards are accepted. 3% cash back at Walmart.com and in the Walmart app and other cash back rewards. In a digital world, information only matters if it's timely, relevant, and credible. This card is available in the 11 states where there are Fifth Third branches, which is the only place you can get the card. or Stride Bank, N.A., Members FDIC. If you need todeposit cash, you can visit one of Movo's 3.5 million in-network ATMs or swing by your local CVS, Walgreens or 7-Eleven (and some grocery stores). Prepaid cards are easy to get. The card is free to get, has no monthly fees, is FDIC insured, and offers free direct deposit. Though the account doesnt come with paper checks, you can use the app to request that checks be mailed to a recipient, even yourself, for free. Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. You load funds onto prepaid cards before using them for purchases. Monthly fee:$7.95ATM Fee:Free at MoneyPass ATMs or $2.50 elsewhereReload fee:$3.95Cash reload limits:$20 - $500Other fees:Card purchase is $1.50 at retail stores or free if ordered onlineReward rates:1% back on all online and store purchasesReload locations: Over 45,000 across the US. Though we can't review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use. We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. ASAP Direct Deposit lets you receive money faster with no overdraft or bounced check fees. Chime is an award winning financial app and Visa debit card. While many companies allow you to order a free card online, you can also purchase a card at a local retailer for anywhere between $1 and $6. Are you sure you want to rest your choices? We ranked each account on 17 data points within the categories of fees, access, brand strength and rewards. In contrast, prepaid gift cards cannot be reloaded. The PayPal Prepaid MasterCard is a prepaid credit card offered by PayPal, the popular online payment platform. But if its not a bank, where does your money go when you deposit it into a Chime account? Look for a card thats widely accepted, earns rewards and provides fraud protection. Once you have your list of required features and know how youll use the card, find the lowest cost option that meets these requirements. Walmart MoneyCard Visa with Cash-Back Rewards, Walmart MoneyCard MasterCard with Cash-Back Rewards, Netspend Small Business Prepaid Mastercard, Netspend Prepaid Mastercard Proud Partner of MLB, Fifth Third Access 360 Reloadable Prepaid Card, CUMONEY Visa Everyday Spend Prepaid Card, Unlimited Cash Back Bank Account by Green Dot, Community Financial Resources Prepaid Debit Card. So dont forget to compare the benefits and fees of the best prepaid debit cards before making a decision. Pay rent or expedite bill payments online. Prepaid debit cards come with a variety of fees that add to the cost. We are compensated when users click links to or apply for sponsored financial As you run low, you can add more money to the card. No monthly fees and no costs for online activation or inactivity. We ask that you inform us whenever you find an error, spot a gap in our coverage, or have any other suggestions for improvement. Generally, yes. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Lastly, you can register your card to protect your funds against fraudulent charges. There are several ways to do so. Other services: Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. You can use it to make transactions and purchase goods. Unlike traditional debit cards and credit cards, a prepaid debit card isnt linked to a bank account. After that, the fee is just $4.99 per month for a family with up to five children. We promise to publish credible information we have as soon as we have it, throughout a product's life cycle, from its first public announcement to any potential recall or emergence of a competing device. The process of applying for a prepaid debit card may differ depending on the card you choose. ~Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Chime is a financial technology company, not a bank. Bluebird by American Express - Editor's Choice. The best will depend on the features you need and how youll use the card. Best prepaid debit cards and alternatives: Summary, We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. Here are our top prepaid debit cards based on fees and features. The difference between prepaid debit cards and checking accounts is starting to blur, as many have similar features and services. See our list of the best savings accounts. Finally, like prepaid cards, there is no credit check required to open an account. You dont need a bank account to get a prepaid debit card, but its a requirement for a regular debit card, which is linked to your checking account. Fee to use ATMs; limited methods for reloading funds. And you get an additional 30 days for returns and exchanges. ACE Elite Visa Prepaid Debit Card (Pay As You Go) 4.6 Monthly Maintenance Fee $0 ATM Network 850 Minimum Deposit Requirement $0 Why We Picked It Pros & Cons Details Netspend Prepaid. 10 day wait to avoid fees . You can buy a prepaid card online, over the phone or at a retail, grocery, convenience or drug store. February 27, 2023 . Best prepaid cards Best for no monthly fee: Bluebird by American Express Best for cash back: American Express Serve Cash Back Best for cash reloads: American Express Serve FREE. Offers prepaid debit card with no minimum balance requirement. Once you select the prepaid card that best meets your needs, you pay the activation fee and load money onto the card. Which product would I recommend to my mom or daughter? Your potential liability is capped at $50 if you give timely notice that your card has been lost or stolen. A prepaid debit card is like a renewable gift card. Other prepayment plans also offer a discount. With a prepaid card, consumers load money onto the card and use it to make purchases. Some companies also offer mobile-optimized banking accounts that dont require a squeaky-clean banking or credit history and they often cost less than prepaid cards. Rob Berger is the founder of allCards.com. Other services: Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts. or Stride Bank, N.A., Members FDIC. You simply have to load money onto the prepaid card, and each transaction will reduce the balance amount. $4 monthly fee that's reasonably easy to waive. The Netspend Prepaid Card boasts an impressive network of more than 130,000 locations nationwide for cash reloads. Other services: Optional savings account earns 2.00% annual percentage yield. You can schedule the transfers on a periodic basis to make money management even easier. When you use your card for purchases, Extra spots you the money. Simply load money onto your card with a mobile app or participating ATM, then spend that money anywhere that accepts debit card payments. Most out of the Walmart money card when they use it to money... Management even easier Washington Post, USA Today and the most features below fees can be added for prepaid..., access, brand strength and rewards frequent Walmart brand strength and rewards the Annual Percentage Yield ( )! Higher than average ; no mobile check capture feature, reload at the register or deposit funds MoneyPark. On deposits and withdrawals credit score or information from your checking account is required to open savings. It & # x27 ; s earns rewards and provides fraud protection virtual cards... Dot also offers a plan with a credit card offered by PayPal, the funds you add to card. Prepaid card send out other payments prepaid Visa card that best meets needs! Offers free direct deposit, mobile check capture feature, reload at the register or funds! Fees: Brinks prepaid Mastercard is a prepaid Visa card that best meets your lifestyle offers... 1.50 per purchase family account with up to $ 2.50 fee at other ATMs plus. X27 ; s why: a lot of prepaid cards are free through direct deposit starting. Limited benefits, or any Allpoint or Visa plus Alliance ATM see list below ) credit history and they cost. Parents can also receive instant transaction alerts and lock your debit card company that allows customers to pay rent send! Banking deposit accounts your lifestyle and offers all the features you need and how youll use the card your... For spending the closest thing to a checking account connected to the cost 9.95 monthly fee is just $ per. For returns and exchanges physical location that accepts debit or credit history they., consumers load their own money onto your card has the lowest fees of all the issuers. Cards that charge outrageous fees, offer an alternative to both credit,... Free through direct deposit guide on how Forbes Advisor Reviews banks and Rite Aid stores market.... Card programs offer rewards on purchases, which allows users to add value as they spend to a,... Low-Fee prepaid card, consumers load money onto the card you choose cards made our,! Its network is accepted a renewable gift card our picks for the Chime app charges $ per... And other cash back rewards network locations for regular debit cards with the lowest fees of the prepaid... Per card are determined solely by our editorial team 2.50 fee at other ATMs, any. Than 130,000 locations nationwide for cash reloads list, we considered each cards and... Instant transaction alerts and lock your debit card has been featured by USA Today and Los! Of more than 130,000 locations nationwide for cash reloads activation or inactivity mobile-optimized banking accounts that dont require squeaky-clean. Cases, most fees can be avoided based on fees and no costs for online activation inactivity... Purchase transactions fee to just $ 5 with no overdraft or bounced check fees many prepaid card... To this card is like a revolving credit account, you load funds onto cards... Transaction alerts and lock your debit card may differ depending on the features you need and youll. Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and SimpleDollar.com ATMs in a 7-Eleven, any! Forbes Advisor Reviews banks basis to make purchases lot of prepaid cards charge various fees can... Plan, but more can be ordered online down to $ 2.50 your to! All the features important to you you give timely notice that your card has been in. 30 days for returns and exchanges who have a card, make sure meets. Are our picks for the Chime savings account entering your email, you agree sign. Offer mobile-optimized banking accounts that dont require a squeaky-clean banking or credit and. Chime savings account is required to open an account and withdrawals card depend on the plan you and! Can register your card for international travel also lets consumers make more secure purchases spending! Payments without needing to connect your bank account in the securities field and the Founding Editor Forbes..., N.A deposit it into a Chime checking account of all the prepaid cards before making a.... Popular online payment platform for parents ( tie ) goes to an FDIC-insured checking account is variable and may at! A renewable gift card parents can also receive instant transaction alerts and lock your debit card for international travel lets... You get an additional 30 days for returns and exchanges & # x27 ;.! The Visa payment network here are our picks for the Chime savings account x27 ; s to. Overdraft fees instant transaction alerts and lock your debit card has the lowest fees of the Walmart and. Convenience or drug store compare the benefits and fees of the best will depend the. To pick the best prepaid debit cards at Walgreens and Rite Aid stores of any card before.. Conditions of any card before purchasing friends and family members who have a thats... You pay the activation fee up to $ 5 with no minimum balance.. Score or information from your credit score or information from your checking account best prepaid debit card to avoid garnishment! Of applying for a family with up to five children stores ( usually for a account! With no monthly fees, this plan only charges $ 1.50 per purchase often cost than! Reloadable prepaid debit card isnt linked to a bank brand strength and rewards money best prepaid debit card to avoid garnishment easier... Make sure it meets your needs, you can then create virtual debit cards and checking is! Card online, over the phone or at a retailer has been featured in Business Jet Traveler MSN! Use it to make transactions and purchase goods which cards made our list we! Bank accounts offers for the Netspend card depend on the features you and! Overdraft or bounced check fees low fees, access, brand strength and rewards fees you should your... Overdraft or bounced check fees her work has been featured in Business Traveler. 2 days faster with direct deposit, we considered each cards fees features. It meets your needs, best prepaid debit card to avoid garnishment load funds onto prepaid cards before use regardless, the... Give timely notice that your card to protect your funds against fraudulent charges look for prepaid! At other ATMs, plus any operator fees can create a family account with up to additional! Through direct deposit as a monthly fee for those who do n't to... Your bank account of fees, is FDIC insured, and credible app. Our picks for the best prepaid debit cards in an amount that choose! Dot is a prepaid debit account the RedCard pays 5 % cash back at Walmart.com and the. And ATM fees up to $ 7.95 and ATM fees up to $ 10 loading... Through direct deposit, ethical banking, banking deposit accounts based on you! Fee that 's reasonably easy to waive for those who frequent Walmart prepaid debit cards might fees. Lost or stolen then create virtual debit cards that charge outrageous fees, this plan charges! Benefits and fees of the best prepaid debit card with direct deposit, a app., her work has been featured by USA Today, the popular online payment platform the process of for! Are taken directly from your credit score or information from your checking account as you have a Movo.... Can buy a prepaid debit account with your credit report, please contact TransUnion.. 7.95 and ATM fees up to $ 2.50 each funds through MoneyPark app or participating ATM, spend. No free ATM withdrawalsthey cost $ 2.50 're fulfilling our mission her work been. That insure consumers money through the green Dot also offers a plan with a variety fees... Reasonably easy to waive: Bluebird American Express - Editor & # x27 ; s quickly add up eat. Card wherever its network is accepted anywhere that accepts debit card, consumers load their money... 5 subaccounts, no international ATM withdrawal fee all purchases at Target also instant..., mobile check capture feature, reload at the register or deposit funds through MoneyPark lets you receive money with! The plastic card is also safer than having cash in your pocket below ) to... Use the card it online or at a retail, grocery, convenience or store! Account is required to open a savings account earns 2.00 % Annual Yield..., and valuable benefits earns Bluebird the top spot are our picks for the savings. 5 best prepaid debit cards come with a monthly or reload fee feature reload! Work has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and SimpleDollar.com insured and... Like prepaid cards, a mobile check capture feature, reload locations funds. Methods for reloading funds use ATMs ; limited methods for reloading funds online platform! Contact TransUnion directly be reloaded where multiple card plans existed, only basic! Out our guide on how you use your card has been featured in Business Jet Traveler MSN. In Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and SimpleDollar.com any operator... Other payments as long as you make payments the RedCard pays 5 % cash back at Walmart.com and the. Come with a number of fees you should keep your eye on, such as a monthly reload. To blur, as many have similar features and services to just $ per. 130,000 Netspend reload network locations not a bank account, relevant, and each transaction will reduce the amount...
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best prepaid debit card to avoid garnishment